|
Funding Criteria
The IRA Network Professionals
We understand the needs of business owners and are committed to making the financial process as simple and risk free for you as possible. Take that unnecessary financial pressure off your shoulders. Review our benefits and criteria below, then click Pre-Qualify to get started. We can help!
BENEFITS
- Fast Response within 1-3 Business Days
- Easy Application Process
- Costly Mistakes Eliminated
- Confidential Expert Consulting from Start to Finish
- Any Business Type Accepted
- Available in All 50 States and Abroad
SERVICES
Product Overview
Our Venture Capital Division consists of an Extensive Database of over 10,000 Potential Investors from a wide diversity of industries and countries. A Venture Capital firm is generally a private partnership or closely-held corporation funded by private and public pension funds, wealthy individuals, endowment funds, foundations, corporations, foreign investors, angel investors, etc. and the Venture Capitalists themselves. These firms fund to start-up ventures, often well before anyone else would be willing to invest. In exchange for these funds, the firms often take an active role in running, or at least overseeing, the venture. These Venture Capital Firms help finance many start-ups and earn staggering amounts of money for their investments.
Documents Needed: Business Plan (Other documentation may be required such as PowerPoint Presentation, Interactive CD-Rom, Private Placement Memorandum) - Typically there is no income or asset verification but thorough research into the business model of the company as well as risks involved.
Terms: A certain percentage of Equity in Company must be given up. Sometimes Venture Capitalists like to be placed on the Board of Directors or have an active role in the management of the Company.
CRITERIA For Angel Investors: Fast Free Pre-Qualifier
Our Angel Investor Division is actively involved with numerous Angel Investor Groups across the nation. Angel Investors are willing to provide funding for start-up businesses without asking for a large equity stake in the growing business. Angels differ from traditional Venture Capitalists in another significant way: while conventional Venture Capitalists typically invest relatively large sums, Angel Investors often contribute relatively modest amounts to businesses very near the beginning of the start up cycle, even in some cases providing seed capital.
Documents Needed: Business Plan (Other documentation may be required such as PowerPoint Presentation, Interactive CD-Rom, Private Placement Memorandum) - Typically their is no income or asset verification but thorough research into the business model of the company as well as risks involved.
Terms: A certain percentage of Equity in Company must be given up.
Our Commercial Loan Division is providing resources for acquisition, development, construction, hard money, bridge, mezzanine, and permanent financing for commercial real estate projects.
Documents Needed: Minimal Documentation -Typically no income or asset verification. Personal guarantee may be required.
Terms: Up to 30 year amortization - Adjustable or Fixed Rate.
Our Hard Money Lenders specialize in hard to place short-term real estate-secured loans including commercial, construction, bridge, land acquisition, development, residential (in selected areas), raw land and other real estate related loans. Loan sizes will range from $250,000 to No-Limit. We can deliver term sheets within 48 hours and closings in as little as 10 days.
Docs: Minimal - Typically no income or asset verification
Terms: 6 Months to 3 Years with Extension Options Available
LTV: Up to 80% of Quick Sale Value
Interest Rates: 8% - 14% Accrued Interest
No Prepayment Penalty
Are you seeking from $10,000 to $250,000? Approval amounts and interest rates are based on personal credit history. No Collateral or Equity Required.
RATES: Prime +2% -9%
TERMS: 24-84 Months
Borrow up to $3,000,000 collateralized by your company's assets, such as accounts receivable, inventory, equipment and in some instances, real estate.
TERMS: 12-60 months, with renewal provisions.
CRITERIA Equipment Sale-Leaseback: Fast Free Pre-Qualifier
Borrow up to $1,000,000 utilizing the equity in your used business equipment! Get funds from the equity in almost any existing asset you own. Your equipment is purchased from you paying you cash... then simultaneously leased back, without ever leaving your premises.
RATES: VARY
TERMS: 36-72 months
CRITERIA For Visa/MasterCard Advance in 48 Hours: Fast Free Pre-Qualifier
Does your business have monthly Visa/MasterCard sales of $10,000 or more? If so, you can receive a lump sum cash advance, in exchange for a simple and efficient repayment process. Cash is available for any purpose and all industries are accepted. Build your business credit with fast approvals. No business plan, collateral, tax return or minimum credit score is required.
CRITERIA For Accounts Receivable/Factoring: Fast Free Pre-Qualifier
Secure a line of credit up to $2,000,000 by unlocking your businesses most valuable asset... Cash Flow! Savvy owners use their invoices or credit card receipts as collateral. Turn your unpaid receivables into cash every 48 hours. Start up Companies Accepted. Personal credit not considered as a factor.
ADVANCE RATE: Up to 90% of advanced against your invoices
FACTOR FEE: 2% to 4% of funded amount depending up volume.
CRITERIA For Home Equity & Real Estate Re-Financing: Fast Free Pre-Qualifier
Take advantage of today's low rates. Borrow up to $150,000 cash for your business utilizing the equity in your home! Non-conforming borrowers, with less than perfect credit accepted down to 525 Beacon.
TERMS: Up to 30 year amortization on loans and 10 years on Lines of Credit
RATES: Fixed or Adjustable
CRITERIA For Note Financing: Fast Free Pre-Qualifier
If you hold a note that provides an income stream, we help turn that note to Cash Now, rather than waiting on monthly payments.
CRITERIA For Equipment Leasing: Fast Free Pre-Qualifier
Equipment Leasing to $2,000,000, 100% Financing - 100% Tax Deductible, 1 day approvals, Leasing provides 100% financing on all types of equipment, new or used.
CRITERIA For SBA Loans: Fast Free Pre-Qualifier
Expand or purchase a business. Our small business administration loans are issued from the #1 SBA Lender and partially secured by the government, offering low rates and long terms.
|
